Loss of Profits is a key reason of under insurance in Australia. If your business was damaged is fire, how long would it take you to become profitable again? Would material damage insurance be enough to get you back on your feet? If you had close your business down, could you pay your debts and staff entitlements?
Restore profits you would have earned without interruption to your operations.
Payment of staff salaries and redundancy payments if employees are laid off.
Services your debt and meets payment of fixed expenses.
Increased operation expenses to maintain production.