A workers compensation policy provides cover for your workers in the event of a work-related injury or illness.

Workers insurance is different in each state and territory of Australia.

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Typically, the costs of supporting your injured worker may include:

·       Weekly benefits

·       Rehabilitation services

·       Medical and hospital expenses

·       Lump sum payment for death or permanent impairment

Employers other than those exempt must have a workers compensation policy. An employer is any business that employs or hires full-time, part-time or casual workers.

The cost of your premium is based on the industry you work in, how much your business pays in wages and claims experience.

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